Financial Planning for
Cottages at Belleair
Beyond priceless peace of mind, specialized care in a homelike Memory Care environment can be far more predictable and cost-effective than managing private home care. We understand that financial planning for Memory Care in Clearwater, FL, is a major step, and our goal is to provide clear, reassuring guidance every step of the way.
How Much Does
Senior Living Cost?
The cost of Memory Care at Cottages at Belleair is straightforward and transparent. Before move-in, we conduct a comprehensive assessment to ensure your loved one is placed in the ideal cottage setting that will support their cognitive abilities.
We utilize a transparent, all-inclusive pricing tier model combining base rent and care support:
- Tier 1:
- Companion Room: $3,995/month
- Private Room: $4,995/month
- Tier 2:
- Companion Room: $4,995/month
- Private Room: $5,995/month
- Standard One-Time Community Fee: $2,500
Our predictable daily/monthly fee covers:
- Housing: Private or companion suites featuring private walk-in showers
- Family-Style Meals: Home-style dining served in each cottage
- Personal Care Services: 24/7 assistance with hygiene, dressing, and medication management
- Housekeeping & Laundry: Regular cleaning, maintenance, and linen services
- Enrichment: Cognitive activities and social programs
Senior Living vs. Homeownership: A Cost Comparison
Families are often surprised to discover that our predictable all-inclusive model is simpler and more cost-effective than coordinating round-the-clock home care. When evaluating options in Clearwater, consider these ongoing costs of maintaining a home:
- Mortgage or rent payments
- Property taxes and home insurance
- Utilities (electricity, water, gas, trash)
- Home repairs and safety modifications (e.g., retrofitting bathrooms for walk-in showers)
- Groceries and special meal preparation
- Private in-home caregiver fees (which multiply quickly for 24/7 coverage)
- Transportation and escort services to facilities like Morton Plant Hospital
- Social isolation concerns
At Cottages at Belleair, our all-inclusive structure consolidates care, housing, and dining into one clear fee, freeing your family from unexpected household bills.
Ways to Save on Senior Living Costs
Cottages at Belleair offers several options to help make specialized Memory Care accessible:
- Veterans Discount: $100 off monthly rent for Veterans
- Long-Term Care Insurance: Accepted for Memory Care services
- Resident Referral Program: $500 rent credit applied after a newly referred resident moves in and stays for 90 days
State Assistance Programs
We participate in Medicaid, which may help eligible residents.
Local Resources
We work with Elder-Well Adult Day Program and other partners to provide additional resources.
Next Steps: Plan Your Future
with Confidence
We invite you to tour Cottages at Belleair and experience our Memory Care community firsthand. Our team is ready to answer your questions, walk you through our pricing tiers, and help your family make a confident, peaceful transition.
